Top 250+ Solved Fundamentals of Rural Development MCQ Questions Answer
Q. Self Help groups is related to which of the following models?
a. banking model
b. Indian microfinance Model
c. Financial Inclusion Model
d. VK Mehta Model
Q. Which of the following is another name for Self help groups?
a. Mutual Aid
b. Support groups
c. groups of people
d. All of the above
Q. Who among the following has pointed out the contradictory nature of the terms “self-help”and “support”?
a. Michel K Bartalos
b. (C) Everett
c. Thomas Bent
d. None of the above
Q. In an SHG, most of the decisions regarding savings and loan activities are taken by___________.
a. BAnk
b. Group memebers
c. Co-operative Society
d. None of the above
Q. Which of the following states in India is at the top in the list of those who availed credit through Self Help Groups (SHGs) ?
a. Andhra Paradesh
b. GOA
c. Kerala
d. None of the above
Q. Saving per member of a SHG varies from Rs _____ to Rs _____ or more, depending upon theability of the people to save.
a. 10;45
b. 25; 100
c. 10; 65
d. None of the above
Q. Farmers cannot retain the produce for a long time they have to sell it immediately. Which defect of agriculture is shown in this system
a. Unregulated market
b. Distress sale
c. Lack of information
d. False weight
Q. A small loan amount given to low-income household or group is known as.
a. Cash credit
b. Micro credit
c. Rural credit
d. Simple credit
Q. Which microfinance institution is known as the Universal Bank?
a. Bandhan Financial Services Private Ltd
b. Arohan Financial Services Private Ltd
c. Disha Microfinance Private Ltd
d. SKS Microfinance Private Ltd
Q. The formal sources of credit do not comprise of
a. Cooperatives
b. Employers
c. Banks
d. None of the above
Q. The informal sector loans incorporate
a. State Bank of India
b. Moneylenders
c. NABARD
d. (A) and (B)
Q. What option block the poor to get bank loans?
a. Absence of collateral
b. High rates of interest
c. Complexity of procedure
d. None of the above
Q. In the self-help group, the loan and saving decisions are taken by
a. Government
b. Non-government organisation
c. Bank
d. Group members
Q. In India, which organizations take care of the agriculture and rural development creditsneeds?
a. IDBI
b. NABARD
c. ICAR
d. FCI
Q. With regard to Organisation for Economic Co-operation and Development(OECD), consider the following statements: 1.Its main objective is to promote policies that will improve the economic and social well-being of people around the world. 2.Its members include both most developed and emerging nations.
a. 1 only
b. 2 only
c. Both 1 and 2
d. Neither 1 nor 2