Top 350+ Solved Financial Services MCQ Questions Answer

From 196 to 210 of 329

Q. The inflation free instrument is........

a. Option bond

b. Index-linked guilt bond

c. Variable rate bond

d. Deep discount bond

  • b. Index-linked guilt bond

Q. ------ bonds are issued at a large discount to their nominal value.

a. Option bond

b. Index-linked guilt bond

c. Variable rate bond

d. Deep discount bond

  • d. Deep discount bond

Q. ------- is referred as both fund based and fee based financial service.

a. Hire purchase

b. Leasing

c. Factoring

d. Underwriting

  • d. Underwriting

Q. Direct sale of securities to investors is called..........

a. Public offer

b. Private placement

c. FPO

d. IPO

  • b. Private placement

Q. Hire Purchase Act passed in the year

a. 1969

b. 1982

c. 1972

d. 1976

  • c. 1972

Q. In India, Banks are permitted to carry on Hire purchase business

a. Directly

b. Through its Departments

c. Through subsidiary

d. Any of the above

  • c. Through subsidiary

Q. In hire purchase, till the payment of last instalment, amount paid by hirer is treated as

a. Rent

b. interest

c. cash price

d. all of these

  • a. Rent

Q. With -------- we rent and with .......... we buy the goods.

a. Hire purchase, leasing

b. Leasing, hire purchase

c. Hire purchase, instalment

d. Hire purchase, Credit sale

  • b. Leasing, hire purchase

Q. In.............., lessor fulfils financing function

a. Operating lease

b. Swap lease

c. Financial lease

d. Balloon lease

  • c. Financial lease

Q. In................., Lessor fulfils servicing function

a. Operating lease

b. Swap lease

c. Financial lease

d. Balloon lease

  • a. Operating lease

Q. Credit card facility is a better example of

a. Revolving credit

b. Cash loan

c. Secured credit

d. Fixed credit

  • a. Revolving credit

Q. ............... card provides communication security

a. Charge card

b. Smart card

c. Debit card

d. Credit card

  • c. Debit card

Q. --------- is pay later product

a. Debit card

b. Credit card

c. Both a & b

d. None of these

  • b. Credit card

Q. ---------- is pay now product

a. Debit card

b. Credit card

c. Both a & b

d. None of these

  • a. Debit card
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