Top 350+ Solved Banking and Insurance MCQ Questions Answer
Q. If a cheque has bears a date which is yet to come is termed as a
a. Post dated cheque
b. Anti-date cheque
c. Marketting cheque
d. Stale cheque
Q. -------------- is a person who became the possessor or payee of a negotiable instrument for a consideration.
a. Holder
b. Electronic cheque
c. Holder in due course
d. Holder of the instrument
Q. ---------------cheque is generated written and signed electronically .
a. e-cheque
b. cheque truncation
c. Paperless cheque
d. Electronic cheque
Q. The physical monument of a paper cheque is sued stop is
a. Electronic cheque
b. Marketing cheque
c. Cheque Truncation
d. Mutilated cheque
Q. In general crossing two ______ transverse lines are compulsory
a. Parallel
b. Vertical
c. Horizontal
d. Straight
Q. __________ means signing on the back of negotiable instrument with a view to transfer the title in the instrument to another person
a. Under writing
b. Document
c. Instrument
d. Endorsement
Q. Cheque contains a previous date is_____________
a. Stale cheque
b. Ante dated cheque
c. Post dated cheque
d. MICR cheques
Q. ________ is one of the aspects of Micro Finance
a. Macro credit
b. Mobilization of credit
c. Micro credit
d. Micro debit
Q. __________is the provision of credit service to poor clients
a. Micro credit
b. Micro finance
c. Macro credit
d. Macro finance
Q. ________ is the apex co-operative bank in a state
a. State co-operative Bank
b. District co-operative Bank
c. Co-operative Society Bank
d. Central Co-operative Bank
Q. The nationalization of 14 major commercial bank was in June 1969 & six more banks were nationalized in April
a. 1972
b. 1980
c. 1979
d. 1984
Q. Demand deposits are those which can be withdrawn ------------------
a. On demand
b. At any future date
c. After one year
d. After 5 years
Q. Current deposits are not entitled to-------------------.
a. Cheque book
b. Statements
c. Customer services
d. Interest
Q. Introduction in all deposits account is ----------------.
a. Optional
b. Compulsory
c. Discretion of the bank
d. None of these