Top 250+ Solved Banking Services Management (BSM) MCQ Questions Answer
Q. The Govt.of India set up the ……….committee(1991) to examine allaspects relating to structure ,organisation and the functioning of the Indian banking system.
a. narasimham
b. malhotra
c. vadia
d. smith
Q. ……….was the first public sector bank to tap the equity market inDecember 1993
a. sbt
b. pnb
c. sbi
d. boi
Q. ………..may be defined as an exposure to a transaction with loss ,whichoccurs with some probability and which can be expected, measured and minimised.
a. profit
b. loss
c. risk
d. opportunity
Q. What is CRR?
a. cash reserve ratio
b. current ratio rate
c. review report
d. credit rating record
Q. ………….. banks are those banks which are incorporated outside Indiaand their head office are also situated outside India.
a. foreign exchange bank
b. schedule bank
c. non-schedul
d. bank
Q. Banks have adopted asset-liability management and stress testing as atool of ……….
a. profit management
b. risk management
c. loss management
d. opportunity management
Q. Which of the following NBFC converted itself into a commercial Bank?
a. tata finance
b. reliance capital trust
c. birla mutual
d. kotak mahindra
Q. Which is the current revision & year of UCPDC?
a. ucpdc 500, 1993
b. ucodc 400, 1993
c. ucpdc 300, 1973
d. none of these
Q. The rate of which discounting the bills of first class banks is done byRBI is called
a. bank rate
b. prime lending rate
c. loan rate
d. discounting rate
Q. Banking ombudsman has been constituted under which act?
a. banking regulation act
b. rbi act
c. sbi act
d. copra
Q. The major objective of ……..was to ensure financial safety, soundness,and solvency of banks
a. prudential norms
b. risk norms
c. profit norms
d. none of these