Top 250+ Solved Banking Services Management (BSM) MCQ Questions Answer
Q. The ……….is an important function of a bank and this functiondistinguishes banks from the non banking institution.
a. accepting deposit
b. lending money
c. creation of credit
d. agency service
Q. ………..function are the core activities of banking.
a. agency and general utility
b. borrowing and lending
c. accepting deposit a
d. borrow money
Q. Banks lend to special purpose vehicles (SPVs)in the private sectorregistered under………… for directly undertaking infrastructure projects.
a. reserve bank of india
b. state bank of india
c. local courts
d. companies act.
Q. Banks categorised housing loan ,education loan etc. as………
a. wholesale loan
b. retail loan
c. risk loan
d. personal loan
Q. Banks extend need based working capital facilities as well as termloans to all NBFCs registered with………
a. companies act.
b. state bank of india
c. commercial bank
d. reserve bank of india
Q. Investment of banks in Govt. securities and other approved securitiesis categorised as ……
a. lending
b. slr-investment
c. non-slr investment
d. anbc
Q. Interest rate risk is a type of
a. credit risk
b. market risk
c. operational risk.
d. all of the above
Q. Which of the following is not a motive for the companies to hold cash
a. transactional motive
b. precautionary motive
c. lack of proper synchronization between cash inflows a
d. outflows
Q. In an inflationary trend ,the pricing of the bank products are
a. decreasing trend
b. constant
c. increasing tre
d. no relevance.
Q. ……….is a place where inter bank claims arising on account of chequesreceived for collection by each bank drawn against other banks are settled.
a. investment house
b. issuehouse
c. bankers clearing house
d. none of these
Q. The primery function of central bank is to………….of the country.
a. control the system
b. regulate the monetary system
c. plan the monetary system
d. none of these
Q. Every central bank has the monopoly right of……….
a. moral suasion
b. note issue
c. direct action
d. credit regulation
Q. Open market operation is another important…………… wepon of creditcontrol.?
a. qualitative
b. normal
c. quantitative
d. none of the above
Q. ……………… is a method of credit control adopted by the moderncentral banks?
a. consumer credit
b. margin requirements
c. variable reserve ratio.
d. rationing of credit,