Top 250+ Solved Banking Services Management (BSM) MCQ Questions Answer
Q. ………….prescribes two tiers of capital for the banks.
a. basel-i
b. basel-ii
c. basel-iii
d. none of these
Q. Pricing is equals to
a. cost of the product
b. break even point of the firm
c. function of risk rating
d. all of the above
Q. Under the Banking Ombudsman scheme the value of claim shouldnotexceed
a. 5 lac
b. 10 l
c. c)15 lac
d. 20 lac
Q. Who can fix the interest rates of NRE & FCNB deposits ?
a. rbi
b. banks, as per the directive of rbi
c. govt. of india
d. iba
Q. Bank can change interest rate without reference to its PLR in thefollowing
a. housing loans
b. nre/ fcnb deposits
c. personal loans
d. educational loans
Q. The maximum penal rate of interest that can be charged is restrictedto
a. 2 %
b. 3 %
c. maximum spre
d. announced over plr
Q. Banks can change rate of interest beyond spread announced by themonadvances granted to
a. film companies
b. chit funds
c. nbfc s
d. hotels
Q. To which category of customers are banks prohibited to sanctionloansagainst shares and debentures?
a. institutions
b. psus
c. banks
d. trust and endowments
Q. What should be the method of valuation for advances againstshares/debentures / bonds?
a. face value
b. market price
c. book value
d. average value
Q. Which kind of bills should not be discounted by banks as per RBIregulation?
a. customs duty
b. installation charges
c. sale of goods
d. purchase of books
Q. What action is taken if one of the customers tenders forged note?
a. he is sent to prison
b. note is returned with remark, forged note
c. note is impound
d. d) note is torn