Top 250+ Solved Banking Services Management (BSM) MCQ Questions Answer
Q. E.P.S. in share market stands for
a. earning per share
b. electronic payment system
c. employee pension scroll
d. equated payment system
Q. The Securitization and Reconstruction of Financial Asset and enforce ofSecurity Interest Act came into force from
a. 21.08.02
b. 21.06.02
c. 21.07.02
d. 21.12.02
Q. The powers of the Board of Directors to borrow from the bank arementioned in
a. article of association
b. memorandum of association
c. special resolution
d. a & b
Q. Who is authorized to permit premature closer of PPF A/c
a. rbi
b. ministry of finance department of economic affairs
c. chairman of concerning bank
d. none of these
Q. What is USGAAP?
a. united states generally accepted accounting principles
b. union state generous agreement & accounting principles
c. unit
d. state general allies & army practices
Q. What is the average percentage of Banking transactions through non- branch route in private sector Banks
a. 50%
b. 60%
c. 70%
d. 65%
Q. The C D Ratio of all schedule commercial Banks as on June 2003stood at
a. 51%
b. 57%
c. 53%
d. 65%
Q. The Gross NPA percentage of the following country is highest in Asia
a. india
b. china
c. malaysia
d. indonesia
Q. Credit Risk Assessment of the borrowal units is for
a. assessing the repayment capacity
b. to fix the pricing of the product
c. to review the units performance
d. none of these
Q. To be categorized as a schedule Bank the minimum capital & reserverequired is
a. rs. 10 lacs
b. rs. 5 lacs
c. rs. 20 lacs
d. rs. 7 lacs
Q. For Business process re-engineering and IT strategy which bank hasemployed ‘Gartner
a. b
b. b) sbi
c. pnb
d. bom
Q. The objective of Government to appoint Narsimhan Committee is
a. to strengthen the banking system
b. to improve customer service
c. to strengthen the credit portfolio
d. none of these
Q. Which Bank has recently tied up with Apollo Hospital for financing medicalfacilities
a. icici
b. hd
c. c) bob
d. sbi