Top 350+ Solved Banking and Finance MCQ Questions Answer

From 151 to 165 of 359

Q. Which of the following is known as plastic money

a. Credit card

b. Debit card

c. None of these

d. Both of these

  • d. Both of these

Q. Debit card means

a. Pay later

b. Pay now

c. Both of these

d. None of these

  • b. Pay now

Q. Which type of loans have less prone to the risk of becoming NPA

a. Retail loans

b. Whole sale loans

c. Gold loans

d. Mortage loans

  • a. Retail loans

Q. Which is the fastest possible money transfer system through banking channel

a. RTGS

b. EFT

c. ATM

d. None of these

  • a. RTGS

Q. Paperless banking is known as

a. RTGS

b. Internet banking

c. EFT

d. mobile banking

  • c. EFT

Q. Those banking services based on the voice processing facility available withthe bank computers

a. Internet banking

b. Home banking

c. E banking

d. Tele banking

  • d. Tele banking

Q. Cash which is stored electronically on a microchip is called

a. E purse

b. Debit card

c. AYM

d. Credit card

  • a. E purse

Q. Electronic money is called as______ money

a. E-cash,

b. b) E-money,

c. E-Rupee

d. none

  • b. b) E-money,

Q. RTGS stands for _____

a. Real time goods settlement

b. Real time gross settlement

c. Real time gross standardize

d. none

  • b. Real time gross settlement

Q. E-payments are increased due to_____

a. online work

b. online payments

c. online shopping

d. none

  • c. online shopping

Q. There is competition between _______ banking and e- banking

a. traditional

b. Modern

c. private

d. none

  • a. traditional

Q. There is ____ in terms of transaction with E-banking

a. privacy

b. risk

c. freedom

d. none

  • b. risk

Q. Electronic money is called as E-cash money

a. True

b. False

c. all

d. none

  • b. False

Q. E-banking has no disadvantages

a. True

b. False

c. all

d. none

  • b. False

Q. There is no competition between traditional banking and e- banking

a. Ture

b. False

c. all

d. none

  • b. False
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