Top 350+ Solved Banking and Finance MCQ Questions Answer

From 1 to 15 of 359

Q. A bank is a financial intermediary because

a. it acts as the broker between depositor and borrower

b. it acts as the link between the savers and the borrowers

c. it is in the finance industry

d. it is in the intermediary industry

  • b. it acts as the link between the savers and the borrowers

Q. Gold and silver ornaments should be kept in bank lockers

a. It is safe

b. No risk of theft

c. Both (a) & (b)

d. None of above

  • c. Both (a) & (b)

Q. National Bank for Agriculture & Rural Development is the Full form of

a. NABARD

b. NABADR

c. NABAARD

d. NAABARD

  • a. NABARD

Q. Coins are issued by

a. Government of India

b. NABARD

c. Public sector banks

d. State Bank of India

  • a. Government of India

Q. Bank Pass Book is

a. Issued by Bank

b. Contains transaction details of Bank account

c. Shows balance in account

d. All of above

  • d. All of above

Q. Banks pays interest on

a. Deposits

b. Loans

c. Both (a) & (b)

d. None of above

  • a. Deposits

Q. Bank charges interest on

a. Deposits

b. Loans

c. Both (a) & (b)

d. None of above

  • b. Loans

Q. NHB is the full name of

a. National Housing Bank

b. National house bank

c. National Banking bonus

d. National Housing board

  • a. National Housing Bank

Q. Business Correspondent means

a. An agent who provides banking services

b. An agent of business house

c. A type of money lender

d. None of above

  • a. An agent who provides banking services

Q. Internet banking refers to

a. Operation of account through internet

b. Opening of account through ATM

c. Both (a) & (b)

d. None of above

  • a. Operation of account through internet

Q. Nomination once done can

a. Not be cancelled

b. Be cancelled

c. Not be changed

d. None of above

  • b. Be cancelled

Q. Who can open bank account?

a. Indian citizen

b. Non-Resident Indian

c. Illiterate

d. All of above

  • d. All of above

Q. PAN number is required for

a. Deposits less than Rs.50,000/-

b. Deposits in excess of Rs.1 lac

c. Deposits Rs.50,000/- & above

d. All transactions

  • c. Deposits Rs.50,000/- & above

Q. TDS means

a. Time Deposit Scheme

b. Total Deposit Scheme

c. Tax Deducted at Source

d. None of above

  • c. Tax Deducted at Source

Q. Maximum amount of Cheque

a. Rs.100 crore

b. No limit

c. Rs.1 crore

d. None of above

  • b. No limit
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