Top 250+ Solved Basics of Banking and Insurance MCQ Questions Answer

From 61 to 75 of 225

Q. In order to determine a cheque valid or not one has to examine..........

a. actual date of issue

b. date of receipt by payee

c. date of endorsement

d. date that cheque bears

  • d. date that cheque bears

Q. RBI is an example of

a. chartered company

b. statutory company

c. registered company

d. unlimited company

  • b. statutory company

Q. A bank draft is drawn by

a. customer

b. bank

c. trader

d. any of the above

  • b. bank

Q. Pledge means........

a. advance against goods

b. to draw over and above deposit

c. bailment of goods as security

d. mortgage of building

  • c. bailment of goods as security

Q. One Rupee notes is issued by

a. rbi

b. sbi

c. ministry of finance

d. both rbi and govt.

  • c. ministry of finance

Q. A place where representatives of banks meet to settle cheques for collection

a. bankers club

b. acceptance bank

c. clearing house

d. discount house

  • c. clearing house

Q. Which of the following is subsidiary function of a bank

a. accepting deposit

b. granting credit

c. safe custodial service

d. banking services

  • d. banking services

Q. Ownership of IDBI is vested with

a. rbi

b. govt. of india

c. sbi

d. sidbi

  • b. govt. of india

Q. Credit card system was firstly developed in..........

a. bank of england

b. bank of america

c. rbi

d. bank of tokyo

  • b. bank of america

Q. Call deposit is modified form of................

a. fixed deposit

b. demand draft

c. term deposit

d. sb deposit

  • d. sb deposit

Q. The EXIM bank established in the year

a. 1982

b. 1992

c. 1998

d. 1975

  • a. 1982

Q. NABARD was established in the year

a. 1986

b. 1982

c. 1990

d. 1964

  • b. 1982

Q. Lead Bank scheme was introduced by RBI in the year

a. 1986

b. 1969

c. 1975

d. 1980

  • b. 1969

Q. Rule of Claytons Case is related with

a. fixed deposit

b. appropriation of debt

c. cash credit

d. term loans

  • b. appropriation of debt
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