Top 250+ Solved Indian Banking and Financial System MCQ Questions Answer

From 16 to 30 of 225

Q. A Non Banking Financial Institution

a. Can accept demand deposit

b. Can issue cheques to customers

c. Cannot accept fixed deposit

d. Cannot accept demand deposit and cannot issue cheques

  • d. Cannot accept demand deposit and cannot issue cheques

Q. Kerala State Financial Enterprises ltd (KSFE) is an example of

a. Banking institution

b. Investment institution

c. NBFI

d. State level development banks

  • c. NBFI

Q. UTI, LIC etc are examples of

a. Banking institution

b. Investment institution

c. NBFI

d. Development banks

  • b. Investment institution

Q. SFC is an example of

a. Banking institution

b. Investment institution

c. NBFI

d. Development Institution

  • d. Development Institution

Q. Which of the following is /are not regulatory institutions

a. RBI

b. SEBI

c. IRDA

d. IFCI

  • d. IFCI

Q. Which of the following is not a negotiable instrument?

a. ADR

b. GDR

c. FDR

d. IDR

  • c. FDR

Q. ‘Follow on Public Offer’ is also known as

a. Further public offer

b. Seasoned public offer

c. Subsequent public offer

d. All of these

  • d. All of these

Q. “Uberrimae Fidei” means

a. Indemnity

b. Insurable interest

c. Good faith

d. Mitigation of loss

  • c. Good faith

Q. ........... is the oldest insurance

a. Fire insurance

b. Life insurance

c. Marine insurance

d. Social insurance

  • c. Marine insurance

Q. In ---------------- , insurable interest is enough at the time of loss

a. Fire insurance

b. Life insurance

c. Burglary insurance

d. Marine insurance

  • d. Marine insurance

Q. In life insurance, instalment policy is also known as

a. Annuity policy

b. Endowment policy

c. Whole life policy

d. Lump sum policy

  • a. Annuity policy

Q. In insurance, “Causa Proxima” means

a. Utmost good faith

b. Contribution

c. Prevent the causes of loss

d. Closely connected perils

  • d. Closely connected perils

Q. _______ is a financial service which pooling risks of people

a. Mutual fund

b. Venture capital

c. insurance

d. all of these

  • c. insurance

Q. In India Insurance business are regulated by

a. IRBI

b. RBI

c. IRDA

d. IRDP

  • c. IRDA

Q. Except life insurance maximum term of other insurance is_______

a. 12 months

b. 6 months

c. 24 months

d. 36 months

  • a. 12 months
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