Top 50+ Solved Micro Finance MCQ Questions Answer
Q. 7. Services are characterized by all of the following characteristics except for
a. A. Intangibility.
b. Homogeneity
c. C. Perishability.
d. D. Inseparability
Q. 2. This P is not a part of the 7Ps of marketing mix?
a. (a) Promotion
b. (b) Price
c. (c) People
d. (d) Purpose
Q. Nutritional level of food energy is expressed in the form of
a. (a) calories per day
b. (b) wheat consumption
c. (c) rice consumption per day
d. (d) none of the above
Q. The calorie requirement is higher in the rural areas because:
a. (a) they do not enjoy as much as people in the urban
b. (b) food items are expensive.
c. (c) they are engaged in mental work.
d. (d) people are engaged in physical
Q. What is 'Bank rate'?
a. The rate at which commercial banks borrow
b. The rate at which commercial banks
c. The rate at which commercial banks
d. none of the above
Q. What is the Cash Reserve Ratio (CRR)?
a. the fraction of the deposits that commercial banks lend
b. the fraction of the deposits that RBI must
c. the fraction of the deposits that
d. none of the above
Q. In order to meet the working capital requirement in agriculture, banks issue the card
a. General Credit Card
b. SME Credit Card
c. Swaroj Credit Card
d. Kisan Credit Card
Q. Prudential norms of the banks includes
a. IRAC norms
b. provisioning norms
c. CRAR norms
d. all of the above
Q. All the scheduled banks are to extend…………% of the total credit to priority sector
a. 18%
b. 40%
c. 32%
d. 12%
Q. Education loan granted to indivisual for educational purposes upto rupess…… for
a. 7 lakh
b. 10 lakh
c. 15 lakh
d. 20 lakh
Q. Housing loan granted to public indivisual upto rupees………….for construction of houses treated as priority sector advances
a. 5 lakh
b. 10 lakh
c. 15 lakh
d. 20 lakh
Q. In microfinance the demand side constraints is
a. lack of awareness
b. distance from bank branch
c. unsuitable product
d. communication