Top 250+ Solved Insurance Management MCQ Questions Answer

From 181 to 195 of 214

Q. The risk of individuals and families are cored under ________

a. Personal insurance

b. Property insurance

c. Liability insurance

d. All

  • a. Personal insurance

Q. The central office of LIC of India is located at ________

a. Mumbai

b. New Delhi

c. Bangalore

d. Chennai

  • a. Mumbai

Q. From the following which is not an example of fundamental risk?

a. War

b. Unemployment

c. Inflation

d. Burning of a house

  • d. Burning of a house

Q. ________ is also termed as group risk

a. Fundamental risk

b. Static risk

c. Property risk

d. Liability risk

  • a. Fundamental risk

Q. Final accounts of Life Insurance Companies include

a. Revenue account

b. Profit and loss account

c. Receipt and payment account

d. All of these

  • d. All of these

Q. From the following, which is a type of reserve in insurance business

a. Unearned Premium Reserve

b. Un-expired Risk Reserve

c. Outstanding Claims Reserve

d. All of these

  • d. All of these

Q. The current ratio measures the ________ position of an insurance policy

a. Solvency

b. Liquidity

c. Profitability

d. Activity

  • b. Liquidity

Q. ________ is also known as all risk policy

a. Comprehensive policy

b. Excess policy

c. Floating policy

d. Adjustable policy

  • a. Comprehensive policy

Q. Health insurance can be availed by people aged between ______ and ______

a. 10 and 100

b. 7 and 75

c. 5 and 75

d. 10 and 70

  • c. 5 and 75

Q. A health insurance should be

a. Affordable

b. Continuous

c. Universal

d. All of those

  • d. All of those

Q. ________ is a plan designed for businessmen and professionals as money isavailable periodically.

a. Jeevan Surabhi

b. Jeevan Saathi

c. Jeevan Kishore

d. Jeevan Sukanya

  • a. Jeevan Surabhi

Q. From the following which is a character of Life Insurance Services

a. Intangibility

b. Heterogeneity

c. Inseparability

d. All of these

  • d. All of these

Q. LIC Housing Finance Ltd. was incorporated on ________

a. 1984

b. 1989

c. 1969

d. 1993

  • b. 1989

Q. An international code of ________ rules applied to Marine losses

a. York Antwerp rule

b. York Antiperil rule

c. Both (a) and (b)

d. None

  • a. York Antwerp rule
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