Top 1000+ Solved Banking Awareness MCQ Questions Answer
Q. Which of the following is a financial ratio that gives a measure of a company‘s ability to meet its financial losses?
a. Cash Reverse Ratio
b. Leverage Ratio
c. Statutory Liquidity Ratio
d. Loan-to-Value Ratio
e. None of these
Q. When it comes to organized sector, which among the following is not true?
a. Reserve Bank of India
b. Public sector commercial banks
c. private sector commercial banks
d. money lenders
e. cooperative banks
Q. Name the country‘s first small finance bank which started its operations recently?
a. Capital Local Area Bank
b. Disha Microfin Private Limited
c. Au Financiers (India) Limited
d. Ujjivan Financial Services
e. Utkarsh Micro Finance
Q. A is an institution which accepts deposits, makes business loans and other related services
a. Development bank
b. Savings bank
c. Commercial bank
d. Indigenous bank
e. Local area bank
Q. In which of the public sector bank, government decided to take a move to lower its stake below 51%?
a. IDBI Bank
b. Bhartiya Mahila Bank
c. Vijaya Bank
d. EXIM Bank
e. OBC Bank
Q. The initial public offer is connected to whichamong the following:
a. Primary market
b. Secondary market
c. Old issues market
d. gilt edged securities market
e. None of the above
Q. Name the mobile app started by SBI to stop the debit card details whereby the customer can activate or deactivate its debit card by just sending an SMS?
a. SBI Debit
b. SBI SMS
c. SBI Quick
d. SBI Flip
e. SBI Deact
Q. The industries securities market refers to the market which deals in:
a. Equities
b. Debentures
c. Treasury bills
d. Commercial paper
e. Only (a) and (b) as above
Q. According to a report, India replaced China as top destination for foreign direct investment in 2015 by attracting how much worth of FDI projects?
a. $57 billion
b. $68 billion
c. $53 billion
d. $63 billion
e. $50 billion
Q. Which state owned bank has become the topmobiliser under Gold Monetization Scheme, launched by Modi government?
a. Bank of Baroda
b. State Bank of India
c. Punjab National Bank
d. Central Bank of India
e. Bank of India
Q. Which among the following is short term borrowings for any firm?
a. Debentures
b. Shares
c. Long term loans availed from banks
d. Subordinated borrowings
e. Sundry creditors
Q. The Imperial Bank of India was renamed as?
a. Reserve Bank of India
b. IDBI
c. Union Bank of India
d. State Bank of India
e. None of these
Q. Find the odd man out when it comes to sanctioning of loans to a customer?
a. Borrowing
b. Lending
c. Advancing
d. Procuring
e. Extending credit
Q. What do you mean by RIDF?
a. Rural India development fund
b. Rural Infrastructure development fund
c. Rural Innovative development fund
d. Rural Industrial development fund
e. none of the above